Personal Liability Insurance for DH

Hello,

Does anybody know if a domestic helper can obtain a personal liability insurance cover in Hong Kong?

If yes, any tips which underwriter offers such policy?

Appreciate all your feedback.

Hi,

The insurance for domestic helper at Prudential includes $100,000/year coverage of the domestic helper personal liability.

As an owner you can consider getting this for her!

Hope this helps,

Andy

Dear Andy,

Thank you for your quick reply.

So she would be covered for damages that she might accidentally do in my household, correct?

Any idea what would be the annual premium?

Many thanks again.

Hi,

The annual premium is $730 and these are some of the things included in the plan:

Domestic Helper Personal Liability: 100,000/year

Protect your domestic helper against the
personal legal liability in respect of third party
bodily injury and/or property damage arising out
of negligence of your domestic helper within
Hong Kong.

Household Property: 2,500/year

Compensates for household appliances and/or
furniture at your home which are accidentally
damaged by your domestic helper. Maximum
amount recoverable for any one item/pair/set is
HK$1,000.

Fidelity Protection: 6,000/year

Compensates you for your financial loss caused
by fraud or dishonesty of your domestic helper,
including a HK$3,000 unauthorized long
distance call cover per annum.

If you want to know more details, feel free to send me an e-mail to andy.tc.chan@pruhk.com
We can set up a phone or face to face appointment.

Hope this helps!