Head of Credit Risk, Virtual Bank Company Overview: A leading virtual bank with retail and commercial client businesses
Role Responsibilities: - Leadership:
Oversee and manage credit operations functions, including loan origination, underwriting, credit risk assessment, credit monitoring, collections, and customer service. - Team Management:
Lead a team in HK & SZ, providing guidance, coaching, and support to ensure productivity and performance. - Strategic Collaboration:
Work with Product, Risk, Marketing, Technology, Legal & Compliance to drive business initiatives and risk control. - Stakeholder Engagement:
Maintain relationships with regulators, credit bureaus, and industry associations. - Reporting:
Develop robust reporting frameworks for accurate credit portfolio reporting. - Regulatory Compliance:
Handle regulatory/audit follow-ups and implement remedial measures. - Staff Development:
Recruit, train, and develop staff to build a strong Credit Operations team. - Risk Awareness:
Promote risk and control awareness through regular training.
Requirements: - Education:
Bachelor's degree in business or related field. - Experience:
Minimum of 15 years of work experience, with 10 years in management roles in unsecured lending and credit operations. - Skills:
Leadership, management, data analysis, collaboration, multitasking, and language proficiency (English, Chinese, Mandarin).
Interested candidates please send me your updated profile to isis.yu@hays.com.hk with the title of "Head of Credit Risk, Virtual Bank".