Please help me its URGENT ....

Im a hk born permenant resident.Just a year ago i married my wife who is a asylum seeker and due to a loan i didnt process for dependent visa for her. But unfortunately her mom is having serious health problem so shes is canceling her claim and going back to Indonesia. I just wanted to know if she gets blacklisted, can i still apply dependent visa for her later after i have no loans. I have a stable job and apartment its just the loan problem i couldnt process. Please help me and let me know if I apply dependent visa even though shes blacklisted.