Senior Executive, Product - A&H Underwriting

General information

Country: Hong Kong

Creation Date: 12-Nov-2026

Employment Type: Permanent

Employment Type: Full time

Ref #: 1234573778

Description & Requirements

Role Title: Senior Executive, Product - A&H Underwriting

Department : Underwriting

Location : Hong Kong

Type : Permanent

Job Summary:

• The successful candidate will join our Product - A&H Underwriting Team in the Hong Kong office. We will provide on-the-job training and opportunity for growth.

Job Responsibilities

• Prepare quotations and underwrite group medical, group life, personal accident, and travel new business and renewal cases in accordance with the Company's pricing strategies, underwriting guidelines, and delegated underwriting authority. Liaise with reinsurers, where required.
• Ensure underwriting decisions and documentation comply with internal policies and procedures, regulatory requirements, and audit standards.
• Support Underwriting Manager in driving profitable growth of the A&H portfolio through monitoring premium growth, expenses, loss trends, retention rates, and other key performance indicators.
• Conduct periodic reviews of business performance with Underwriting Manager, identify emerging issues and opportunities, and recommend appropriate follow-up actions.
• Provide timely underwriting support and technical advice to Distribution teammates, and coordinate closely with Operations, Claims, Pricing, and other relevant internal stakeholders to ensure efficient end-to-end case handling.
• Handle underwriting administration and maintain accurate, complete, and timely underwriting records, including quotations, approvals and referrals.
• Assist in developing, enhancing, testing, and maintaining pricing tools for group medical, group life, personal accident, and travel products, under the guidance of Underwriting Manager.
• Work closely with the Actuarial/Pricing Team to ensure accurate and consistent pricing guidance that supports profitable business growth.
• Support the review and enhancement of underwriting guidelines, processes, product features, and controls to improve underwriting quality, operational efficiency, and customer experience.
• Escalate cases outside delegated authority, material underwriting issues, or potential compliance concerns to the Senior Underwriting Manager in a timely manner.
• Participate in ad hoc projects, portfolio reviews, and initiatives related to product development, pricing, underwriting governance, and business growth, as required.

Job Requirement:

• Bachelor's degree or above in Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related discipline.
• At least 3 years of underwriting, pricing, or product experience in group medical, group life, personal accident, or travel insurance, preferably in Hong Kong.
• Solid understanding of A&H product features, underwriting guidelines, and pricing principles, with knowledge of regulatory and audit requirements for insurance underwriting in Hong Kong.
• Advanced Microsoft Excel skills; experience with VBA, SQL, Python, or other pricing and modelling tools is an advantage.
• Strong analytical skills and attention to detail, with the ability to monitor portfolio KPIs and identify emerging risks and opportunities.
• Effective communication and collaboration skills, able to advise distribution teammates and work across Operations, Claims, Pricing, and Actuarial teams.
• Proactive, well organised, and able to manage multiple priorities and deadlines in a fast-paced environment.
• Fluent in English and Cantonese; Mandarin is an advantage.