Senior Officer/ Officer, Special Assets Mgmt (fresh graduates are welcome)

About Dah Sing Group
The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.
Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.

Job Purpose:

• Monitor the overdue status and negative news for Corporate Banking Division ("CBD") customers
• Coordinate the daily return cheque and autopay transaction to Operations Department
• Prepare the credit application pack for senior's approval
• Handle the settlement of invoice and report preparation
• Conduct site-visit of CBD customers and counterparties
• Perform administrative duties for Commercial Credit Department ("CCrD")
• Assist in other Special Assets Management ("SAM") duties

Main Responsibilities:

Related to Commercial Credit Dept

• Prepare, sort out and / or download different reports of CBD and send to related parties
• Coordinate the daily return cheque and autopay transaction to Operations Department
• Conduct checking for information sharing, e.g. to check if any of the involved parties in High Court Writs has lending relationships with CBD
• Prepare the credit application pack for senior's approval and assist in the logistics of the approval process
• Prepare files / materials for audit purpose
• Arrange courier service to deliver the approved documents to Loan Documentation Department
• Prepare debit voucher for subsidy of celebration
• Order red pocket, stationery and name card etc. & arrange new banknote exchange
• Handle the tasks related to New Joiner / Exit Staff
• Perform stock take of assets and User Access Right Re-certification of systems
• Perform other administrative duties for CCrD

Related to Special Assets Management ("SAM") Section

• Prepare and download different reports and send to related parties
• Assign the delinquent accounts to Debt collection agent ("DCA") for dunning action and conduct unscheduled audit for DCA
• Review the progress report of outside collection agent
• Prepare Half-yearly Return on Debt Collection Related Complaints
• Input data of Stage 3 ECL ("Expected Credit Loss") of CBD Classified Loan in IBS system
• Handle the bills settlement from service providers and law firms
• Handle the GL transaction involving loan repayment in RMB
• Conduct site visits of CBD customers and counterparty
• Conduct land / bankruptcy / winding-up / company searches as requested by SAM colleagues
• Prepare List of Repossessed Machine Memo for Equipment Finance
• Handle TU related duties

Incumbent Requirements:

• Secondary education or above with minimum 2 years of banking experience, preferably in credit administration / credit control / debt collection operation
• Familiar with MS Word and Excel
• Good communication and interpersonal skills
• Proficiency in written and spoken English and Chinese (Including Putonghua)

Please note that only shortlisted candidates will be notified.