VP Credit Risk Manager, Taiwanese Corporate Bank

VP, Credit Reviewer / Credit Approval Manager, Taiwanese Corporate Bank (Budget: HKD$900k-1.2M annual basis salary)
Corporate Banking | Hong Kong

About the Company
Our client is a well-established Taiwanese corporate bank with a growing presence in Hong Kong. They are seeking an experienced Credit Approval professional to join their Credit Risk Management team.

Responsibilities

• Conduct independent credit assessment and review of corporate lending proposals submitted by Front Office teams.
• Evaluate borrowers' financial performance, business models, industry outlook, repayment capacity, and overall creditworthiness.
• Review and approve credit applications within delegated authority, or provide recommendations to senior management and relevant credit committees.
• Assess risks associated with corporate lending transactions, including bilateral and syndicated facilities, trade finance, and treasury-related exposures.
• Ensure credit recommendations comply with internal credit policies, regulatory requirements, and risk appetite framework.
• Monitor portfolio quality and identify emerging credit risks across sectors and client groups.
• Work closely with Relationship Managers, Legal, Compliance, and other stakeholders throughout the credit approval process.
• Prepare clear and concise credit opinions and risk assessments in both English and Chinese where required.
• Participate in portfolio reviews, policy enhancement initiatives, and credit-related projects.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related disciplines.
• Minimum 8-15 years of relevant experience in Credit Approval, Credit Risk, Credit Review, or Corporate Banking Credit functions.
• Solid knowledge of corporate lending products and credit risk management practices.
• Experience handling large corporate, commercial banking, or Greater China client portfolios is highly preferred.
• Strong financial statement analysis and credit underwriting skills.
• Ability to provide independent and balanced credit judgement.
• Fluency in Mandarin is mandatory due to frequent interactions with head office and Chinese-speaking stakeholders.
• Strong written communication skills in either English or Chinese. Candidates with strong Chinese credit writing experience are highly welcomed.
• Familiarity with Hong Kong banking regulations and credit governance frameworks is advantageous.

What's on Offer

• Stable platform with strong regional presence
• Collaborative credit risk environment
• Exposure to Greater China corporate banking business
• Excellent career development opportunities within a reputable foreign bank