Senior Officer, Secured Lending Credit Assessment & Processing (Mortgage Loan)

Key Accountabilities:

1. Facilitate credit approval processing by providing support in processing secured lending applications.
2. Carry out credit review and recommendation for credit proposals of mortgage/secured lending in accordance with the Bank’s credit policies, guidelines, local regulatory requirements as well as delegated credit authority approval, if applicable.
3. Liaise with related parties in ensuring prudent credit evaluation and timely assessment of all secured lending applications.
4. Provide support in conducting regular credit reviews from time to time.
5. Assist in the application / cancellation of the Bank’s system access rights for the team.
6. Coordinate and provide administrative support to ensure timely credit processing and accuracy.
7. Participate in assigned tasks/assignments related to enhancing and streamlining credit approval process.

Requirements:

1. Post-secondary education or equivalent is preferred.
2. Minimum 2-3 years’ relevant work experience, with at least 1 year in credit assessment and operations is preferred.
3. Possess knowledge in regulatory requirements, including Banking Ordinance, PDPO, Code of Banking Practice, etc. in relation to credit assessment and processing of secured lending applications.
4. Self-motivated and ability to work under pressure.
5. Proficient in Microsoft Excel, Word, PowerPoint and Chinese word processing.
6. Good command of both spoken and written English and Chinese (including Putonghua).

For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries.

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.