Senior Officer, Credit Risk (SME Credit Approval)

About the job

Job Description：

1. Perform credit evaluation and risk assessment on commercial credit proposals and periodic reviews
2. Responsible for conducting credit assessments on commercial lending and trade finance product
3. Identify risk factors, conduct credit evaluation and monitoring
4. Analyze risks and risk mitigation of credit applications

Job Requirements：

1. Bachelor's degree, majoring in economics, finance, accounting
2. Minimum 3 years of SME/MME banking working experience in credit review and approval for bilateral loans, cross-border loans, and trade financing (including supply chain finance and factoring) are preferred.
3. Ability to analyze and assess the usability of platform-generated data.
4. Proficient in Microsoft Word and Excel.
5. Good communication skills with strong team spirit.
6. Good command of both spoken and written Chinese and English, Putonghua is an advantage.
7. Immediately availability is an advantage.