Posted by
childfree
5 yrs ago
1. My annual income is $400K HKD.
2. No annual fee. I don't know if all CCs allow you to telephone yearly to request them waived.
3. Cash back. I seldom fly or travel to anywhere but Canada, my home, where I already have many CCs. I don't want airline points.
4. I spend just HKD, chiefly on groceries.
I already tried aggregators, but I'm bewildered and hoodwinked by the proclaimed cash-back percentages for too many different categories, compared to Canadian credit cards that have far fewer categories and thus whose cash-back rewards are much easier to understand.
5. Am I correct that I can't say which aggregators I used? Or which hoodwinking Hong Kong CCs I've referring to? I saw someone get banned because they mentioned them.
Please support our advertisers:
Ed
5 yrs ago
In terms of annual fees, I have requested that be waived with HSBC and they have agreed to do so each year. That probably depends on how much your total spend is though.
Please support our advertisers:
moneyhero com hk can be shown in English and they show info of various credit cards, including cash back.
i use the big blue US bank's one. No annual fee. Even if there's a fee, u can usually argue with them for a waiver. U can come up with any ridiculous excuse to do so. Late payment fee, too, just call and argue.
Please support our advertisers:
I think this blog can give you a proper recommendation: https://www.planto.hk/en/blog/credit-card-compare-recommend
Please support our advertisers:
You must be logged in to be able to reply.
Login now
Copy Link
Facebook
Gmail
Mail