Financial Planning

Acuma Hong Kong Limited is an Insurance Intermediary regulated by the Confederation of Insurance Brokers CIB No 0426. Our CIB qualified financial advisers will help you make the best financial decisions by providing advice on life insurance, inheritance tax planning, education fee planning, pension planning and any other matters related to personal financial planning. Most people do not have time to regularly monitor their financial situation, searching through their many options, institutions and schemes and planning every single move they want to take, particularly in today's internationally mobile workplace. Acuma Hong Kong is committed to making our clients feel secure with their financial decisions, a philosophy that has put us ahead of our competitors. Our professional financial advisers, based in central Hong Kong, know that all of our clients have different financial situations and goals, so our financial advisory services are carried out on an individual basis. Typically working with expats and international investors living in Hong Kong, we aim to find the best strategy and the very best institutions for each and every client.

Our objective is to help our clients live the lifestyle they want, without running out of money. We blend financial planning and wealth management by identifying your goals and building a financial plan to achieve them. Over time, we continually adapt the plan as circumstances evolve, whilst being underpinned by our award-winning Model Portfolio Service offering low-cost, risk optimised solutions in various currencies.

CBH Asia has an experienced team of expatriate specialists who focus on enhancing the wealth of our expatriate clients, helping them maximise the financial benefits of working abroad. Our success in this area is the result of our uncompromising approach to providing holistic and trusted advice, whilst at all times working in the best interest of clients. In addition to addressing key fundamental financial planning issues, our team provides solutions for the more complex tax and investment scenarios, which our clients will inevitably face at some stage in their lives. CBH Asia also utilises the specialist knowledge and expertise of trusted external partners to broaden the scope of our value added services offered to our clients. These expatriate services would typically include pension advice, tax structuring and the establishment of wills or trusts. Our client-focused approach puts you firmly at the centre of everything we do and forms the basis for helping you manage your wealth in a way which best reflects your personal circumstances. We understand that when we do this well, you not only become a long term client, but also an advocate for CBH Asia’s wealth management services.

Pioneers of fiduciary fee-only investment advice in Hong Kong client-focused financial advice. Operating from Hong Kong, Private Capital has a diverse client base which includes family trusts, high net worth individuals and corporations. Founded in 1998, regulated by the Hong Kong Securities and Futures Commission (SFC). Our team at Private Capital has a combined experience of over 100 years so you can rest assured your investment strategy is in good hands.

Don’t be like most people that put off planning for their financial future indefinitely! We understand that life’s daily demands may take priority in the short term, but don’t let them get in the way of your long-term stability. We believe that great financial planning can help you live the life you want. Our wealth management company’s team of professional and qualified financial advisors in Hong Kong have decades of experience in providing fee-based, life-centred financial planning advice. It’s your finances, it’s your future. We are here to help you achieve optimal wealth management with ease, comfort, and to ensure you get a better Return On Life—not just return on investment.

Our purpose. Imagine a world where finance is easy to understand. How rewarding your life would be if you can be in control and understand it simply. Our purpose is to give you that confidence to live the future you want. We believe that many people today are under-insured, under-invested and sometimes aren’t able to grow their money as much as they could. We’re committed to working with you to address these issues. For your own future, and that of the next generation. And it all starts with a lasting relationship. At SJP, we give you face-to-face, one-to-one guidance to help achieve your life goals. We’ll help you choose from our range of products and solutions, investing your money in a way that feels right for you. Your experience with us will be unique to you. We strive to make your wealth an advantage that allows you to create a future and a world you believe in. What makes SJP different? Understanding and managing your wealth should be simple. That’s why we make it personal. At SJP, we specialise in providing you with high-quality advice, from high-quality professional advisors, to help you achieve your life goals. This is supported by access to our leading range of investment products and services. However, we aren’t just about investments. Discover how it feels to be at the centre of an expert network. What we offer our clients is relationship-based advice covering a range of financial needs, including ensuring you and your family are well-protected in case life throws you a curveball. Our expert advice is supported by leading investment management, and a focus on consistent, sustainable, long-term returns. If you couple this with our breadth of services, especially in the area of complex tax regulations that might impact your investment portfolio, both here and abroad, we hope you’ll agree we have a winning combination. Your Partner works with a network of specialists to interpret investment markets, government policy, tax legislation and changes to economic factors. Together, this expert guidance will help you create a plan that suits you, which could involve additional tax planning or passing on wealth to the next generation. Having expert advice and a detailed financial plan in place means you can enjoy peace of mind and long-term security for you and your family. The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.

We’ve been helping expatriates in Hong Kong to plan their finances and structure their assets since the 1960s. With our office in Hong Kong opening in 2001, our wealth of experience ensures that our team fully understands the unique opportunities that living here can offer, especially when it comes to generating wealth away from the UK tax net.