Senior Retail Banking Product Manager, Unsecured Lending (Section Head - Business Planning)

Responsibilities: Define business objectives and devise strategies to grow Unsecured Lending business, including Personal Loans and Small Enterprise Loans Formulate the business and financial targets of Unsecured Lending including P&L, loan balance, business volume and operating expenses Closely monitor the business performance vs KPIs with regular and ad hoc reporting Develop the loan pricing mechanisms and perform ongoing pricing management for unsecured lending products to optimize business

Bank Of China (Hong Kong) Limited - Hong Kong - Full time

Salary: Competitive

Responsibilities:
  • Define business objectives and devise strategies to grow Unsecured Lending business, including Personal Loans and Small Enterprise Loans
  • Formulate the business and financial targets of Unsecured Lending including P&L, loan balance, business volume and operating expenses
  • Closely monitor the business performance vs KPIs with regular and ad hoc reporting
  • Develop the loan pricing mechanisms and perform ongoing pricing management for unsecured lending products to optimize business revenue
  • Keep abreast of latest trends in the loans market and review financial and market share performance in comparison with key market players
  • Engage internal and external parties to conduct customer and market analytics for Unsecured Lending
  • Engage in ad hoc projects and management reporting
Requirements:
  • Degree holder of Business Administration, Economics, Finance or related disciplines
  • At least 7 years' relevant experience in banking industry, solid experience on retail lending business is preferred
  • Possess strong business mindset and analytical skills
  • Possess strong leadership, interpersonal and people management skills
  • With business planning or financial management experience is a plus
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