Responsibilities:
- Perform SME portfolio analysis to identify potential credit risks and provide professional advice on risk mitigation.
- Gather and analyse external and internal information, monitor the performance of credit facilities utilization to identify early signs of credit deterioration, monitor the credit limit of the individual segments.
- Perform stress testing, conduct regular reviews and relevant MIS reports.
- Make recommendations and review on credit risk management strategies to comply with relevant regulatory requirements.
Requirements:
- Degree holder in Risk Management, Finance, Economics, Accounting, Information System or related disciplines.
- At least 4 years experience in credit risk management and monitoring.
- Familiar with legal and regulatory requirements, Basel III and banking practices on credit risk management.
- Sound knowledge in database management and statistical computer applications. including SQL, MS Excel, Access, Hyperion and Bloomberg is preferable.
- Analytical, independent with good communication skills.
- Strong understanding of corporate credit analysis, with a preference for candidates with SME lending experience.
- Proficient in both spoken and written English and Chinese.
Applicants who are not invited for an interview within the 8 weeks after submission of application may assume their applications unsuccessful. We may review applications received for suitability for other posts within the Company. All personal data provided will be treated in strict confidence and used strictly for recruitment-related purposes only. We shall retain the personal data of unsuccessful applicants for a period of 24 months upon receipt of such application.