Business Function We cover corporate customers in Shipping, Aviation, Logistics and Transportation sectors and provide a full range of commercial and investment banking products and services, including cash management, trade finance, working capital finance, hedging solutions, project finance, asset financing, advisory servcies and capital market transactions.
Responsibilities: - Conduct comprehensive credit analyses for corporate clients, including financial statement analysis, cash flow modelling and risk assessment.
- Prepare detailed finanical reports and periodic credit reviews, recommending credit limits based on bank's risk appetite and client's credit profile.
- Monitor and review the credit performance of assigned clients, ensuring compliance with credit policies and risk management guidelines.
- Collaborate with Relation Managers to understand client needs and developed tailored financial soluitons with credit structure acceptable to the bank.
- Stay updated on market trends, industry developments and regulatoiry changes that impact credit risk.
- Participate in the development and enhancement of credit assessment tools and methodologies.
Qualifications: - University Degree in business, accounting or related subjects with CFA, ACCA, CPA or FRM qualifications an advantage
- 6 years' + hand on experiences in Banking
Skill & Knowledge: - Sound credit and business knowledge in commercial banking and sound understanding of the regulatory requirements in HK and China
- Sound knowledge to understand the credit underwriting criteria of both internal and external environments
- Strong analytical skills and writing skills
- Good at cash flow projection, bilateral/syndicated loan facilities and derivative products
- Delivery of good quality credit write up
- Good Interpersonal and communication skills with good command of both spoken and written English and Chinese (Cantonese and Mandarin)
- Self-motivated, good team player and able to follow tight deadlines
Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic and inclusive environment that supports your development and recognises your achievements.
We regret only shortlisted candidates will be notified.