AVP, Credit Document Checking (Team Lead, Credit Control), Risk Management Group

See job description for details

DBS Bank (Hong Kong) Limited - Hong Kong - Full time

Salary: Competitive

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities
• Assist team head to supervise the team ensuring an efficient, effective and accurate execution of the required services provided in credit documentation and condition precedents checking
• Assist team head to develop and continuously review, streamline, and improve efficiency of daily operations of the teams, reduce processing turnaround time, maintain high quality of work delivered and ensure proper control functions to avoid any possible gaps / risks with proper & prompt escalation
• Assist team head to review operations manual and ensure manual is updated with changes in process and guidelines over time
• Assist team head to support business growth and deliver credit control functions to strengthen the second line of defense in compliance with various policies/ guidelines
• Assist team head to manage key initiatives and projects for new products/systems to enhance the working environment and operating procedures
• Communicate with staff members clearly and effectively of any/ new change in policies/ guidelines about internal control standards and external statutory regulations ensuring no lapses
• Lead the team to participate in UAT on various system enhancements and other Fintech or GenAI initiatives
• Provide mentorship, coaching and continue upskilling team members with change mindset
• Manage staff resources effectively, constantly review, appraise and reward staff according to their performance to reduce staff turnover
• Manage working relationships with internal stakeholders and external service providers
• As a senior checker, review and approve those complicate facility documents validated by 1st checker as per approved proposal to ensure conditions precedent required are fulfilled before facility activation, and proper follow up of necessary conditions subsequent items within the approved period, with good quality of work and within SLA

Requirements
• Degree holder (or equivalent) in Finance or business-related discipline and m inimum 8 years of relevant experience in credit control function
• Good knowledge in credit products, including trade, treasury and loan products
• Good knowledge on various types of credit and loan documentation across different industries and products
• Good knowledge on credit and/or regulatory requirements
• Good management skill to effectively monitor the daily works and to assure service lead time being met
• Good management skills, ability to lead the team by coaching, guiding and motivating team members
• Good English communication and writing proficiency
• Basic understanding of data structure, system infrastructure and application functionalities, including upstream / downstream implications

Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
We regret only shortlisted candidates will be notified.

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