Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.
Responsibilities - Handle debt restructuring enquires and negotiate with debtors on the best possible terms of the debt restructuring requests
- Assess the debt restructuring requests and propose an appropriate interest rate and loan tenor for the debtors who are facing financial difficulty but are willing and able to repay by restructuring their facilities and repayment structure
- Process debt restructuring repayments, bankruptcy dividends and deceased recoveries and handled in a timely manner
- Handle admin & support job for Collection, such as transaction processing, access rights request, PC refreshment, stationery inventory etc.
Requirement - University graduate or equivalent ORSecondary education plus 3 years or above experience on consumer banking
- Minimum 3 year's collection experience in consumer credit collection
- Good knowledge in collection activities on consumer products
- Good knowledge in DDRP, IVA, IDRP & Bankruptcy Handling
- Excellent communication, interpersonal and negotiation skills
- PC Knowledge: Excel, Access, Power Point, Word
- Comply with guidelines / regulations laid down in the Code of Banking Practice, Code of Practice on Consumer Credit Data and HKMA Supervisory Policy Manual
Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
We regret only shortlisted candidates will be notified. -en