Credit Analyst (SME)

Job Responsibilities:

• Assess all underlying risk of credit applications
• Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources
• Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed
• Give comments if any special approvals and date postponement are required
• Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required
• Monitor turnaround timeframe for processing of credit proposals
• Approve credit applications within the delegated authority
• Perform other duties delegated by the Section Head

Requirements:

• University graduate
• Minimum 3 years of experience in credit analyst with relevant credit analysis and bills operation trainings
• Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks
• HKICPA, ACCA, CFA, FRM are preferred
• Good analytical & report writing skills with logical credit judgment
• Self-motivated and able to work independently & under pressure with limited time constraints
• Good problem solving ability and tactful inter-personal & communication skills
• Good knowledge in PC skills
• Good command of written & spoken English & Chinese
• Candidate with more experience will be considered as Senior Manager / AVP