Company Overview
Mizuho has a long-term commitment to the Hong Kong market. With strong ties to Mizuhos global network and a workforce of over 600 staff in Hong Kong, we are able to help corporations in Hong Kong to expand their business worldwide. Our clients primarily comprise Japanese and non-Japanese corporations (including those domiciled in the PRC), financial institutions, and government and quasi-government organizations. We provide a full spectrum of corporate banking services to our customers including syndicated loans, treasury, transaction banking, financial advisory, project finance, merger and acquisition, leveraged finance, and structured finance.
Why Mizuho
At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.
It is the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition and drive, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world.
About the team
Credit Section is responsible for analyzing and making recommendation on credit applications, checking and reviewing loan documentation, analyzing branch portfolio and prepare portfolio report, managing regulatory tasks and projects, etc..
Role requirements
- To review the Branch's credit policy and operating procedures by referring to any update of Head Offices credit-related policies and operating procedures, as well as the HKMAs regulatory requirement;
- To produce credit portfolio report and to arrange/participate in Credit Management Committee;
- To produce credit risk stress testing reports (inclusive of climate risk stress testing);
- To support any new regulatory initiatives (e.g., ESG/ climate risk related projects) by working with other Sections/Dept. and/or external consultants;
- To coordinate and provide necessary information as requested by different authorities, i.e. HKMA, FSA, BOJ, etc.;
- To provide information to relevant teams for the purpose of HKMA reporting;
- To manage requests and questions from HKMA or external auditor;
- To coordinate the submission of various kinds of credit reports from CBD to Head Office;
- To check Head Office Bulletin Board for credit related circulars and to relay the necessary message to related stakeholders;
- To ensure the CIF registration is properly managed;
- To submit data to CCRA and prepare related monthly reports;
- To support subordinates in overall daily operation under the leadership of Team Head;
- To perform any duties assigned by superiors.
Essential Functions
- To support the Team Head by ensuring smooth operations of the Planning Team;
- To support, advise and negotiate with CBD in carrying out proper credit risk management;
- To prepare periodic internal and/or external management reports;
- To review credit related policies and operating procedures of HK branch;
- To monitor and ensure all operational excellence projects of the Planning Team are executed smoothly and timely.
Competencies
- We are looking for an individual who is self-motivated with growth mind-set to suggest and make improvements for higher productivity and performance;
- The individual should proactively analyze his/her work to improve quality and efficiency;
- The individual commits to high standards of business conduct and integrity in conducting operations, reporting and etc.
Work experience, education and skills
- Bachelor Degree in Business Administration/Finance/Economics or related discipline;
- Minimum 3-5 years relevant experience with credit risk management, data analytics and/or regulatory background;
- Good computer skills and experienced in MS Office applications;
- Process work in a timely, punctual manner, active, open minded.
Application
Please indicate your current and expected salary on CV for the application.
Mizuho Bank Limited
Mizuho Bank, Ltd. in Hong Kong is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG). The Mizuho group is a global financial services leader with offices in nearly 40 countries, approximately 60,000 employees, and assets of almost USD 2 trillion. Mizuho provides expertise in retail banking, corporate finance, investment banking, asset management, capital markets, and sales and trading, to help businesses develop and find new opportunities for growth. To learn more: www.mizuhogroup.com
Mizuhos Commitment to Diversity, Equity and Inclusion
As an organization we aim to achieve robust sustainable growth far into the future, and continue to create lasting value for our clients and the economies and communities in which we operate. Promoting equity of opportunity and having an inclusive culture – where diversity in all its forms is welcomed, varied perspective and values are incorporated into our daily working practices and decision making, and all employees feel a sense of belonging and are proud to work – are key to achieving this aim. We target to achieve the DE&I goal through our three commitments: 1. Celebrate diversity 2. Promote work-life satisfaction 3. Create an inclusive culture
Personal data collected will be kept in strict confidence, and will be used for recruitment purpose only.
