Your new role
- Evaluate and approve unsecured lending credit applications within delegated authority limits.
- Conduct thorough credit analysis and risk assessment to ensure sound credit decisions.
- Ensure compliance with internal credit policies and external regulatory requirements.
- Manage and mentor a team of credit analysts, providing guidance and support.
- Collaborate with other departments to streamline the credit approval process and improve efficiency.
- Monitor and report on credit portfolio performance, identifying trends and potential risks.
- Develop and implement strategies to mitigate credit risk and enhance portfolio quality.
- Stay updated on industry trends, market conditions, and regulatory changes affecting unsecured lending.
What you'll need to succeed
- Bachelor's degree in Finance, Business Administration, or a related field. Advanced degree or professional certification (e.g., CFA, CPA) is a plus.
- Minimum of 5 years of experience in credit approval or credit risk management, preferably in unsecured lending.
- Strong analytical skills with the ability to interpret complex financial data.
- Excellent decision-making and problem-solving abilities.
- Proven leadership and team management skills.
- In-depth knowledge of credit policies, procedures, and regulatory requirements in the Pan-Asia region.
- Strong communication and interpersonal skills.
- Proficiency in credit risk assessment tools and software.
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or share your latest profile to rowina.lo@hays.com.hk
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.
