Manager - Credit Management for Unsecured Consumer Lending
Major Responsibilities:
- Oversee the entire unsecured consumer loan process, from application to approval, drawdown, and post-drawdown monitoring.
- Actively manage overdue repayments, ensuring timely resolution and adherence to agreed terms.
- Approve credit for unsecured lending applications.
- Execute collection and litigation tasks.
- Ensure credit activities comply with established credit policies.
- Support credit product development projects and other credit-related initiatives.
- Manage and monitor problem loan accounts promptly.
- Coordinate with business partners, including direct sales and debt collection agents, to ensure smooth approval and collection processes.
- Handle additional tasks as assigned by management.
Qualifications:
- Minimum of 5 years of relevant experience in credit risk management, preferably in top-tier financial institutions.
- Bachelor's degree in Risk Management, Business Administration, Finance, or a related field.
- Detail-oriented, capable of multitasking, and able to meet tight deadlines.
- Self-motivated and a good team player.
- Excellent interpersonal and communication skills.
- Proficient in both written and spoken English and Chinese.
- Candidates with less experience may be considered for the role of Assistant Manager, Credit Management.
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career at max.ho@hays.com.hk
