Credit Risk Manager (Credit Approval, Analyst)

Responsibilities:

• Evaluate and authorize credit proposals for SME & Mid Cap clients within the granted approval scope.
• Conduct risk evaluations and offer well-founded recommendations for corporate credit requests.
• Ensure adherence to internal policies and regulatory guidelines during credit operations.
• Collaborate with internal and external stakeholders to define credit approval standards.
• Develop, revise policies and procedures, and generate management reports.

Requirements:

• Bachelor's degree or higher in Business Administration, Finance, Accounting, Risk Management, or related fields.
• Preferred certifications: CFA, CPA, PRMIA-PRM, and GARP-FRM.
• Possess 3-5 years or more experience in corporate, commercial/structured credit management in a bank or large company.
• Proficient in various corporate lending products and knowledgeable about credit management regulations.
• Strong analytical, communication, and interpersonal abilities.
• Fluency in spoken and written English and Chinese, including Putonghua.
• Candidates with less experience may be considered for the role of Assistant Credit Risk Manager.