Excited to grow your career? BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.
About the job: Job Purpose & Objectives
Objectives:
- Conduct credit analysis on credit applications, prepare credit proposals and monitor the risk management for Corporate & Investment Banking - Financial Institutions (FI) Risk (mainly Banks).
- Provide comments and recommendations on the market development of banking and financial services industries to the management.
- Maintain credit quality of existing clients as well as prospective FI clients.
- Implement risk policies, procedures, manuals and guidelines of Global Risk Management for Financial Institutions in Asia.
- Ensure the FI counterparty risk management in Asia is complied with the relevant regulatory requirements.
Job purpose:
- Maintain regular contacts and communications with the banking regulators, external rating agencies, and other major market players to keep abreast of the market development
- Respond to enquires and maintain a collaborative relationship with Business and other Support Units with regards to counterparty risk of Financial Institutions in Asia.
- Maintain close communications and collaboration with the Global Risk Management teams in Asia and in Head Office.
- Assist to develop and implement the counterparty risk management framework in Asia.
- Recommend the counterparty risk policies, procedures and best practices for implementation in Asia.
- Ensure the risk policies, framework and proposals updated on timely basis.
Key Responsibilities
- Prepare and review credit proposals on regular basis.
- Prepare risk control or monitoring reports on regular basis.
- Respond to ad-hoc credit proposal from business units.
- Monitor compliance with the risk procedures and guidelines for financial institutions in Asia.
- Report periodically to the Senior Management in Asia for material adverse development of Financial Institutions in Asia.
- Coordinate with various business units to ensure business proposal on timely basis.
- Maintain the credit risk system updated.
- Communicate regularly with the front offices to ensure the understanding of the latest risk policies and strategies of the Bank
- Follow up and keep abreast of market development with documentation, research, statements and communications from the banking regulators, external rating agencies, and other major market players
Job Specifications
Qualification & Experience
- Bachelor Degree holder in Accounting, Finance, or holder of CPA or ACCA or equivalent preferred.
- Minimum 2 years of working experience in banking or financial services industries. Preference will be given to those with working experience in international banks.
- Preferred knowledge of treasury and capital market, trade finance and transaction banking products.
- Preferred knowledge of legal documentation relating to lending and treasury activities.
- Preferred knowledge of relevant regulatory, statutory and international banking and accounting requirements.
- Preferred knowledge of qualitative and quantitative analysis of counterparty risks, credit evaluation.
Language & Other Skills
Language
- Fluency in written and spoken English. Knowledge of Chinese Mandarin, other major Asian language, and / or Spanish would be advantages
Other Skills (e.g. Interpersonal, Communication etc)
- Strong analytical skills
- Proactive and strong interpersonal and communication skills
- Ability to interact with senior management, multiple stakeholders and external contacts
- Able to work in a multi-functional and cross-cultural environment
- Proficient writing and delivery of presentations and documentation
- Demonstrate high reliability, quality and timeliness of deliverables
Skills: Analytical Thinking