VP - Credit Risk Manager - Commercial Banking

Role:

• Ensure alignment of the bank's Credit Risk strategy across various credit risk metrics.
• Evaluate credit proposals ensuring that all approvals meet bank tolerances.
• Assist the country head of risk in monitoring the department.
• Provide independent credit advice, analysis and recommendations.
• Ensure that the bank remains current with risk related regulatory guidelines and updates.  
• Work with both internal and external auditors and compliance professionals.
• Deliver complete and independent credit analysis that covers financial risk, cashflow analysis, projections, facility structure, terms/conditions, product suitability and repayment ability, etc.
• Assess and correct any weaknesses identified during assessments or audits.

Requirements:

• 10+ years' experience in banking risk / audit.
• 2+ years team leadership experience
• Excellent knowledge of commercial banking products including syndication, supply chain financing, trade finance, cash management and hedging products.
• Knowledge of Basel II Accord, with particular emphasis on credit-related issues and credit modelling methodologies.
• Excellent quantitative modelling, analytical, and research skills.
• Bachelor's degree, or higher, in finance, mathematics, business or a related subject.
• Professional qualification(s) e.g. PRM, CPA, CFA, ECF strongly preferred.
• Fluent English and Cantonese are essential with Mandarin preferred.