Overview
An established international Corporate Bank is seeking for an AVP Credit Analyst to be responsible for credit analysis and credit portfolio monitoring to manage and monitor their Real Estate Credit Portfolios (HK & PRC property funds).
Role Responsibilities
- Responsible for credit analysis and credit portfolio monitoring for HK and PRC Commercial Real Estate / Sponsor-related Portfolios
- Preparing credit memos and financial/cashflow analysis for periodic/ad-hoc credit monitoring
- Maintain close relationship with front office product teams to support closing of new transactions as well as ongoing portfolio management.
- Support the team on compliance, regulatory and other internal related matters.
- Closely monitor and handle all credit-related matters for accounts of real estate's loan portfolio.
- Review loan documentation against internal framework to ensure internal and local compliance requirements are complied with as well as credit conditions are appropriately documented.
- Keep contact with Borrower/Sponsors/ Participants/ Facility Agents to maintain relationship and source information.
Requirements
- University degree in Banking/Finance/Risk Management/other related discipline.
- Require 3-5 years of credit analysis/credit monitoring experience in banking
- Experience in corporate banking deals (real estate structured deals exposure is preferred but not a must)
- Able to read simplified Chinese documentation and have a good understanding of financial statements.
- Fluent in Cantonese, Mandarin, and English.
If you believe you have the relevant skill and experience and is interested in this position, kindly get in touch with Jack Leung with your CV and contact details to engage in a confidential discussion.
