Job Duties & Responsibilities:
- Responsible for credit and portfolio monitoring for the portfolio mainly in Hong Kong and China
- Support Asia Structured Debt Vertical centralized functions on credit portfolio management - portfolio flow (control existing deals) matters.
- Support the team on compliance, regulatory and other internal related matters for structured and complex financing deals across Asia Pacific in Hong Kong
- Closely monitor and handle all credit-related matters for accounts of loan portfolio including preparation of credit memos and financial / cashflow analysis for periodic / ad-hoc credit monitoring for the purpose of reviewing obligor grading, processing of amendment / waiver requests, monitoring of covenants and timely reporting of any credit related matters required by management
- Maintain strong working relationship with front office / marketing groups to support closing of new transactions as well as ongoing portfolio management
- Review loan documentation against internal framework to ensure internal and local compliance requirements are complied with as well as credit conditions are appropriately documented
- Keep regular contact with Borrower / Sponsors / Participants / Facility Agents to maintain relationship and source information
- Engage and work with auditors/examiners from Headquarter / banking authorities / central banks in line with our compliance rule, preparing for materials requested by auditors / examiners
Requirements:
- University Graduate with knowledge in credit, finance and accounting
- At least 3-5 years of relevant professional experience in corporate banking; Experience in bank is a MUST
- Strong understanding of corporate credit analysis; ideally exposure to real estate/fund/leveraged buyout financing and / or large corporates preferred.
- General understanding of the Chinese regulations and security principles
- Proficient in written and spoken English and Chinese (Simplified Chinese)
