Key Areas of Responsibilities
- Familiar with credit risk management on FICC business, have solid understanding on reviewing issuer risk from bond or fixed income product investment as well as Structured Notes business.
- Prepare credit assessment and Chinese/English write-up report, review credit limit applications and make appropriate recommendations to senior management for approval.
- Review and assign appropriate internal credit rating according to the credit profile of each single issuer
- Review and assess credit exposures deriving from OTC transactions (Swaps, Repos, Structure Notes etc…)
- Prepare daily credit reports and monitor credit exposures, limit breaches. Resolve issues when exceptions occur and properly escalate to senior team members as necessary
- Monitor for adverse news which could potentially deteriorate issuer credit quality
- Prepare various risk deck from issuer risk angle to Risk Management Committee and Senior Management reports on regularly base or ad-hoc base
- Support ad-hoc requests from business and other internal clients
Requirements
- 5-8 years of relevant risk management experience in Brokerage / Financial institution
- Master Degree holder in Finance, Business or related discipline
- Good knowledge of financial products (i.e. Bond ,FX, Swap, Futures & Options,Structure products)
- Sound understanding of credit risk management, able to identify relevant exposures from different products
- Experienced with credit review and write-ups in both English and Chinese.
- Capable of developing or enhancing daily risk report through programming skills.
- A good team player, quick learner, humble and willing to learn, self-motivated with strong sense of responsibility and discipline;
- Proficient in Excel / Macro /SQL / Python etc. will be a definitely advantage.
- Good command of written and spoken English, Chinese (Mandarin and Cantonese)