Key Responsibilities
Product Development
- Design, implement, and optimize trade finance solutions tailored for small and medium enterprises, including but not limited to:
- supply chain finance (e.g., receivables/payables financing)
- cross-border trade solutions (e.g., export/import financing)
- Conduct market research to identify emerging trends, client needs, and competitive positioning in Hong Kong and GBA market.
Stakeholder Engagement & Business Growth
- Work closely with corporate relationship management team to deliver tailored trade finance solutions to clients.
- Provide technical expertise to relationship managers, ensuring effective product positioning and client pitches.
- Collaborate with risk, legal, and compliance functions to ensure products adhere to relevant regulatory frameworks.
- Drive innovation in digital trade solutions.
Risk & Compliance
- Ensure alignment with Hong Kong and international trade laws, including cross-border trade regulations.
Qualifications & Requirements
Experience & Expertise
- 5 – 7 years of experience in trade product development and management, preferably with a bank focusing on small and medium enterprises.
- Candidates with cross-border trade finance experience are preferred.
- Proven track record in launching and scaling trade finance products in GBA market.
- Familiarity with HKMA regulatory requirements and trade finance best practices.
Education & Skills
- Bachelors degree or higher in Finance, Business, Economics, or a related field.
- Candidates with strong motivation and willingness to work in digital banking be preferred.
- Communication and presentation skills in English and proficiency in Mandarin