Top tier Corporate Bank - Management Trainee - ARM - 30k

Job Purpose Prepare comprehensive credit proposals and support the marketing team in maintaining client relationships, addressing any related issues. Key Responsibilities Conduct detailed analysis of financial statements. Collaborate with the Relationship Manager or Account Manager to discuss customer needs, line structures, and associated terms and conditions. Work closely with the Relationship Manager to gather all necessary information for processing credit proposals from clients. Develop cre

Morgan McKinley - Hong Kong - Full time

Salary: HK$26k -30k pm

Job Purpose
  • Prepare comprehensive credit proposals and support the marketing team in maintaining client relationships, addressing any related issues.
Key Responsibilities
  • Conduct detailed analysis of financial statements.
  • Collaborate with the Relationship Manager or Account Manager to discuss customer needs, line structures, and associated terms and conditions.
  • Work closely with the Relationship Manager to gather all necessary information for processing credit proposals from clients.
  • Develop credit proposals with a strong focus on risk analysis and mitigation strategies, considering financial, operational, and environmental factors. Ensure financial highlights are well-documented and align with bank policies. Prepare credit presentations that are clear, concise, and of high quality.
  • Gain thorough knowledge of the bank's credit policies, products, and services.
  • Cultivate a positive relationship with the Credit Manager to address any queries.
  • Attend to customer calls as necessary.
  • Manage account onboarding and prepare call reports.
  • Conduct KYC/AML related tasks, deal execution, and documentation.
Working Environment
  • Operate in a competitive, dynamic, and regulated business landscape with low entry/exit barriers. Adhere to the bank's Credit Policy Manual while liaising effectively with superiors, direct reports, and support units to meet business goals.
Problem Solving
  • Assist the Account Manager/Relationship Manager in resolving issues to enhance customer satisfaction.
Decision-Making Authority
  • Responsible for preparing accurate credit proposals.
Qualifications:
  • Bachelor's or Master's degree in Finance, Accounting, Business Management, Economics, Entrepreneurship, or Engineering
  • Fresh graduates or candidates with up to 2 years of relevant experience in the banking or financial industry.
  • High proficiency in English and Mandarin; knowledge of Cantonese is a plus.
  • In-depth knowledge of the bank's credit policies and operational systems.
  • Essential skills in credit, legal matters, and marketing.
  • Awareness of various financial products and services.
  • Excellent communication and analytical abilities, with a team-oriented mindset.
  • Strong command of the MS Office Suite.


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