Job Responsibilities - Conduct real-time transaction monitoring and risk assessments (fraud detection, merchant credit scoring).
- Perform due diligence investigations for new merchants and oversee portfolio risk management.
- Lead the implementation of system upgrades and new payment solutions
- Collaborate with cross-functional teams (IT, Compliance, Customer Support) to ensure seamless operations.
- Monitor industry trends (cross-border payments, Central Bank Digital Currencies) and evaluate emerging technologies (AI-driven fraud detection, blockchain-based settlement).
- Manage ad-hoc projects, including process optimization and regulatory compliance initiatives.
Job Requirements - Bachelor's degree in Finance, Business, IT, or a related field.
- Minimum 3 years of experience in payment acquiring, card schemes, or fintech operations.
- In-depth understanding of the credit card transaction lifecycle (authorization, clearing, settlement) and stakeholder roles (issuers, acquirers, gateways, merchants).
- Hands-on experience with payment systems (gateways, POS), API integrations, and data standards (ISO 8583).
- Familiarity with dispute resolution frameworks (chargeback processes, arbitration).
- Proficiency in international card network rules and fee structures (VISA, Mastercard, UnionPay).
- Advanced SQL/VBA proficiency for data analysis.
- Fluency in English and Chinese (Mandarin preferred).
To Apply Please submit your resume to hrd@icbcasia.com .