Job Responsibilities - Monitor overdue and criticized retail credit portfolios, including managing loan classification systems, individual impairment allowances, and charge-off processes
- Liaise with debtors regarding repayment schedule negotiations and debt-restructuring arrangements
- Develop recommendations for legal proceedings or assignments to external debt collection agencies when necessary
- Manage the collection performance of Debt Collection Agencies
- Regularly report debt collection progress and repossessed property disposal status to the Department Head
- Prepare credit risk reports and regulatory submissions to monitor asset quality and support credit risk analytics (e.g. portfolio analysis)
- Handle administrative tasks and execute ad hoc projects as assigned
Job Requirements - Bachelor's degree in Finance, Risk Management, or related discipline; professional qualifications (e.g. FRM, CFA) preferred
- Minimum 3 years' experience in retail banking credit risk management or complaint resolution
- Demonstrated expertise in portfolio management techniques and analytical methodologies
- Proficiency in English and Chinese; Mandarin fluency strongly preferred
- Proactive mindset with exceptional ownership of deliverables and client-service orientation
To Apply Please submit your resume to hrd@icbcasia.com .