Product Pricing Specialist 產品定價崗

Job Responsibilities 1.產品週期管理 1.End-to-End Product Management 主導個人貸款及信用卡產品的全流程管理，涵蓋市場調研、需求分析、產品設計、定價策略、風險評估及產品上線後優化。 Lead the full lifecycle of personal loan and credit card products, covering market research, demand analysis, product design, pricing strategy, risk assessment, and post-launch optimization. 推動數位化管道整合（如網上銀行、移動端應用），提升客戶體驗。 Drive digital channel integration (e.g., online banking, mobile apps) to elevate customer experience. 2.跨部門協同運作 2.Cross-Functional Collaboration 協同風險管理、IT、市場及合規團

Industrial and Commercial Bank of China (Asia) Limited - Hong Kong - Full time

Salary: Competitive

Job Responsibilities
  • 1.產品週期管理
  • 1.End-to-End Product Management
  • 主導個人貸款及信用卡產品的全流程管理，涵蓋市場調研、需求分析、產品設計、定價策略、風險評估及產品上線後優化。
  • Lead the full lifecycle of personal loan and credit card products, covering market research, demand analysis, product design, pricing strategy, risk assessment, and post-launch optimization.
  • 推動數位化管道整合（如網上銀行、移動端應用），提升客戶體驗。
  • Drive digital channel integration (e.g., online banking, mobile apps) to elevate customer experience.
  • 2.跨部門協同運作
  • 2.Cross-Functional Collaboration
  • 協同風險管理、IT、市場及合規團隊，確保產品競爭力與嚴格合規性。
  • Partner with risk management, IT, marketing, and compliance teams to ensure competitive positioning and strict regulatory adherence.
  • 制定高效且合規的運營政策與操作流程。
  • Establish operational policies/procedures for efficiency and compliance.
  • 3.績效監控與合規管理
  • 3.Performance & Compliance Oversight
  • 通過數據分析跟蹤產品關鍵績效指標（KPI），優化策略以實現業務目標。
  • Monitor product KPIs through data analytics, refining strategies to achieve business objectives.
  • 確保業務符合香港金管局指引、內部政策及國際監管要求。
  • Ensure alignment with HKMA guidelines, internal policies, and global regulations.
Job Requirements
  • 1.經濟、金融、市場行銷等相關專業本科及以上學歷。
  • 1.Bachelor's degree in Economics, Finance, Marketing, or related fields.
  • 2.3年以上銀行/金融機構從業經驗，具備個人貸款/信用卡產品經驗。
  • 2.3+ years in banking/financial services, with hands-on experience in personal loan/credit card product management.
  • 3.在信用風險模型開發、市場趨勢分析及香港金融管理局（HKMA）監管框架遵循方面具備豐富的專業知識。
  • 3.Proven expertise in credit risk models, market trends, and HKMA regulatory frameworks.
  • 4.具備較強的問題解決能力及責任感，能在資源有限情況下優先處理任務。
  • 4.Strong problem-solving skill and responsible, able to prioritize the jobs with limited resources.
  • 5.溝通及執行能力突出，注重高質量成果，抗壓能力強並能按時完成任務。
  • 5.Strong communication skills and execution skill with high quality outcome, can work under pressure to complete the task on time.
  • 6.中英文書寫及口語流利，精通普通話。
  • 6.Good command of written & spoken English and Chinese including Putonghua.
To Apply
Please submit your resume to hrd@icbcasia.com .
Apply
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