Key Areas of Responsibilities
- Experiences with Security Financing business, Wealth management business and Future business, especially on the model of rule base stock margining, commodity margin , Portfolio Stress, Force liquidation etc.
- Familiar with credit risk management for various financial products, including Equity, Stock future, Stock option, Commodity future, Commodity option, SBL, Leveraged Note, ELN,FCN etc..
- Responsible for credit files and write ups, review client credit limit applications and make appropriate recommendations to senior management for higher approval
- Review and assess credit exposures deriving from clients portfolio and transactions
- Review and assign appropriate internal credit rating
- Prepare daily credit reports and quarterly risk committee report. Monitor client ‘s credit exposures and resolve issues when exceptions occur and properly escalate to senior team members as necessary
- Monitor for adverse news/information which could potentially deteriorate counterparty / client credit quality
- Support system UAT testing and ad-hoc requests from business and clients etc.
Requirements
- 4-6 years of relevant credit risk management experience in Brokerage / Financial institution
- Master Degree holder in Finance, Business or related discipline
- Possess good knowledge of financial products (i.e. Equities, Futures & Options, Commodity )
- Sound understanding of credit risk management, able to identify relevant exposures from different products
- Experienced with credit review and write-ups
- A good team player, quick learner, self-motivated with strong sense of responsibility and discipline
- Proficient in Macro/SQL/Python
- Good command of written and spoken English, Chinese (Mandarin and Cantonese)