On behalf of an international wholesale bank, we are seeking an experienced (10+ years) credit risk manager who is well versed in trade finance and commercial bank offerings.
Salary circa. HKD 90,000 – 100,000 per month
What this role requires:
- 10+ years experience in wholesale banking risk management.
- Expert knowledge of the HKMA regulatory environment for credit functions.
- Good knowledge of commercial banking products.
- Fluency in both English and Cantonese.
Role:
- Implement and manage the banks credit risk strategies, policies, and. Procedures.
- Oversee all credit approvals, portfolio management, and internal and external reporting.
- Monitor and review credit exposures, ensuring compliance with internal policies, regulatory guidelines, and the banks risk metrics.
- Lead the credit to business teams in managing credit risk, delivering efficient and timely credit services, and supporting the achievement of departmental and bank-wide objectives.
- Ensure that compliance objectives are met which includes audit and regulatory inspections.
- Support the structuring of new and complex credit proposals.
- Oversee regular credit stress tests to examine quantitative impact on bottom line and capital levels.
- Ensure the banks compliance with all regulatory requirements in respect to credit.
Requirements:
- 10+ years experience in commercial / wholesale banking as a credit professional
- Expert knowledge of the HKMA regulatory environment for credit functions
- Proven ability to lead credit appraisal and approval processes, transaction structuring and documentation.
- Good knowledge of commercial banking products
- Fluency in both English and Cantonese
- Bachelors, or higher, degree in finance or related subject
- Professional certification(s) such as ACRP or similar.