Job Purpose & Objectives
• Leader for a team of 8-9 Corporate Credit analysts covering the Greater China region.
• Credit analysis on corporate banking business proposals incurring in risk for BBVA. Supervise and help prepare credit proposals, and monitor the credit management for Corporate Banking.
• Collaborate and coordinate with Front Office colleagues pursuing new business opportunities, making sure these are aligned with the risk appetite framework of BBVA.
Key Responsibilities
• Monitoring and following up a credit risk from corporate customers portfolio and providing appropriate advice when the risks are identified
• Leading a team of Credit Analysts
• Assessing the credit proposals for bilateral and syndication loans
• Formulating and reviewing credit policies and guidelines, facilitating the implementation of business strategies and achieving the statutory regulations
• Performing financial modelling, risk evaluation and company analysis and conducting industry research
• Working closing with the team head to report regularly the risk monitoring results and credit-related issues
• Performing and developing the strategies of Risk Management
• Ensure the RAR/Price on a portfolio basis is above the minimum threshold established by the Banks directives.
Qualification & Experience
• University degree in Business Administration, Finance or related discipline
• 15 years relevant experience in financial sector, of which at least 10 years in credit risk assessment
• Solid experience in Credit Risk.
• Good knowledge in Financial Risk, loan products and market situation
• Excellent credit analysis, report writing and presentation skills
• Experience in managing a team
Knowledge & Skills
• PC literacy (Microsoft Office including word, excel and powerpoint)
Language
• Fluency in written and spoken English and Chinese (Mandarin)
• Spanish speaking language skills (desirable)
Other Skills
• Strong interpersonal and communication skills
• Professionalism and ethics
• Able to work in a matrix reporting structure, multi-functional and cross-cultural environment
• Well-organized and meticulous in details
• Ability to work under pressure
• A team player