- Focus on Credit Operation (review/ approval/ report)
- Assist relationship manager and handled account management
About Our Client Our client is one of the well-known global corporate bank in Hong Kong, they are currently looking for a Credit Manager to handle credit review, credit proposal, credit application check, assisting relationship manager and focus in account management for wholesale banking division.
Job Description - Identify, assess, monitor, and report credit risks, ensuring compliance with the Bank's risk appetite and policies.
- Conduct forward-looking risk assessments and proactively identify emerging risks and early warning signals.
- Support effective credit risk management through implementation of appropriate controls and preventive measures.
- Prepare and support credit applications, primarily annual reviews, including facility increases, exceptions, deviations, covenant breaches, and negative credit developments, under the supervision of senior stakeholders.
- Perform credit risk assessment and analysis, including financial spreading, internal ratings, loan classification, modelling, and default triggers.
- Liaise with Credit Risk Managers and Credit Committees to address credit enquiries and approval conditions.
- Oversee documentation processes, including fulfilment of conditions precedent, covenant monitoring, and compliance with approved credit terms.
- Manage ongoing control activities such as collateral administration, data quality maintenance, loan classification monitoring, and timely escalation of adverse developments.
The Successful Applicant - Bachelor's Degree holder of business administration or relevant discipline
- At least 4 years of working experience in credit operation, account management area
- Strong attention to detail, technical skills with clear and logical manner
- Work collaboratively with team member
- Strong quick learning ability to understand policies, procedures, systems, process and controls
- Excellent of written and verbal communication skills in English and Chinese
What's on Offer - Stimulating and challenging work
- Great global exposure
- Competitive remuneration package
- 18 days of AL
- Medical benefits included, Paid Sick Leave