Associate Director - Credit Analyst
European Corporate Bank | Hong Kong
Our client is a well‑established European bank with a growing presence in Asia. As part of continued expansion, they are seeking an experienced Associate Director, Credit Analyst to support the front office in originating and managing high‑quality corporate and structured lending transactions across the region.
Key Responsibilities - Conduct independent and in‑depth credit analysis for new lending proposals and periodic reviews, covering corporate, leveraged and structured transactions
- Prepare high‑quality credit papers for internal credit committees in line with group credit policies and regulatory standards
- Assess borrower financials, cash flow sustainability, industry risk, transaction structures, and covenant packages
- Work closely with Relationship Managers, Product teams and Risk Management throughout deal origination and execution
- Monitor existing portfolios, identify emerging risks, and recommend appropriate risk mitigants
- Support regulatory, audit and internal control requirements relating to credit risk
- Provide mentoring and guidance to junior credit staff where required
Requirements - Bachelor's degree or above in Finance, Accounting, Economics or a related discipline
- Minimum 8-10 years of credit analysis experience gained within an international or regional bank
- Strong hands‑on experience covering corporate banking / mid‑cap to large corporate clients; exposure to structured or leveraged finance is an advantage
- Solid financial statement analysis and cash flow modelling skills
- Strong understanding of credit risk frameworks, covenants and documentation
- Ability to work independently and manage multiple transactions under tight timelines
- Strong communication skills with proven ability to engage front office and senior stakeholders
- Fluency in English is required; additional European or Asian language skills are a plus
What the Bank Offers - Exposure to a diversified loan portfolio with regional deal coverage
- Stable platform with strong credit culture and well‑defined risk governance
- Competitive compensation and benefits
- Clear career progression within a global banking group
