Responsibilities:
- Develop, implement and maintain the Bank's country risk management and collateral management framework, policies and procedures, ensuring alignment with relevant regulations (e.g. HKMA, NFRA) and Group policies, while providing independent oversight as the second line of defense.
- Conduct analysis and prepare management information reports to identify trends and vulnerabilities, and any ad-hoc portfolio review for management oversight. Conduct checking on the accuracy of data used in reporting.
- Drive risk initiatives for monitor exposure and identify potential risks in portfolios. Propose system enhancement changes, raise user requirements and conduct user acceptance tests.
- Collaborate with business units, operations, legal, compliance and relevant stakeholders to provide guidance and risk management advice.
- Ensure the robust country risk and collateral management framework is in place and the on-going maintenance of the country risk and collateral system.
- Management of the country risk limits, including limit and country rating review, utilization monitoring, earmarking, taking control actions to lower the usage when trigger levels are reached.
- Establish and monitor collateral concentration limits, ensuring effective collateral management at portfolio level.
- Formulate and review the Banks collateral haircut methodology and eligibility framework, ensuring compliance with regulatory requirements and policy standard.
Requirements:
- Degree holder in Finance, Accounting, Statistics, Risk Management or related discipline.
- Minimum of 8 years experience in credit risk management, credit portfolio monitoring in bank is preferred.
- Experience in IT projects and credit related system implementation.
- Proficiency in SAS, Python, VBA, MS Office is a plus.
- Self-motivated, detail-minded, organize and able to work independently.
- Good communication and interpersonal skills.
- Good command of written and spoken English and Chinese (including Putonghua).
For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries via https://careers.cncbinternational.com.
Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.
China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.