What health insurance to choose

Since last week we have a great domestic helper and we are really satisfied with her. She is 31, not married. We are looking at least at a 3 year timeframe.


Who can give us some advise about suitable health insurance for her, also potentially if it makes sense for us to insure medical cost of pregnancy etc., which company offers this etc.


Any help is much appreciated.


Thanks, regards,

Oliver

Give Evelyn a call in our office - she arranges insurance for many of the helpers 2815 2520

I am wondering if Asiaxpat or Evelyn is a registered / licensed insurance agent or agency. Otherwise, it's illegal to arrange insurance matter or give advice to the potential policyholders.


(Quoted from Hong Kong Federation of Insurers)

http://www.hkfi.org.hk/en_tips_customer_practice.asp#partG

GUIDELINES ON THE EFFECTIVE DATE OF REGISTRATION OF INSURANCE AGENTS, RESPONSIBLE OFFICERS AND TECHNICAL REPRESENTATIVES


No prospective or current insurance agents, their Responsible Officers or Technical Representatives shall hold themselves out as engaging in the insurance agency business relating to a Principal before the IARB (Insurance Agents Registration Board) confirms their relevant registrations in writing by way of a Notice of Confirmation of Registration .


A prospective or current insurance agent must take note that it may be an offence under section 77 of the Insurance Companies Ordinance to hold himself out as an insurance agent of a Principal before he is registered by the IARB. Therefore, no person shall act or hold himself out as an insurance agent for and on behalf of any prospective appointing Principal before the date specified by the IARB in the Notice of Confirmation of Registration . Any breach may render the person liable to criminal prosecution for an offence under section 77 of the Insurance Companies Ordinance .


A prospective or current Responsible Officer or Technical Representative of an insurance agent should also take note that it may be a breach of the Code to hold himself out as the Responsible Officer or Technical Representative of such insurance agent before he is registered by the IARB. Therefore, no person shall be a Responsible Officer or Technical Representative of any prospective appointing insurance agent before the date specified by the IARB in the Notice of Confirmation of Registration . Any breach may affect the fitness and properness of the Responsible Officer, Technical Representative or insurance agent concerned.


IARB-GN6 (Updated June 2004)