Our insurance does not cover dental works, and I think it applies to all insurance being sold to Domestic Helpers' employers.
We either go and see a private dentist and grit the charges ( $250-500/ tooth extraction) or wait until we are back in the Philippines to have our teeth done. However, you may send your helpers to :
Prince Philip Dental Hospital
34 Hospital Road,
Sai Ying Pun, Hong Kong
Tel : 2859 0238
Fax : 2517 4179
E-mail :
go@ppdh.org.hk
She needs to be there early to reach the day's quota and has to pay the HK$45. Then they will check what they could do for you. I have had a root canal and a tooth removed with no extra charge. Except that I have to grip the side of the dental chair to the point that I broke some of my nails. ( too painful! I think they -- students-try to do as much as they could so pleasantries asdie from the basic is out of the question). The cons of it for employers is that they only do it during weekdays.
It would be nice if you give your helper some money for a cab fare and let her have the rest of the day off. Again you do not have to, this is just " a littl something " that will be deeply appreciated.
BTW, here's their rates:
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Schedule of Fees < Home
Schedule Of Fees for Teaching Patients
ITEM
FEE $
(w.e.f. 1 Sept 2006)
1. Attendance fee (per day)(payable for all treatments other than orthodontics) 45
General Dental Appliances
2. Plastic base denture ( per jaw denture, irrespective of the number of teeth involved ) 250
3. Removable partial/complete denture (Metal - per jaw denture ) 510
4. Repairing, relining or remodelling of denture ( per jaw denture ) 90
5. Inlay, onlay, veneer , crown or bridge ( per unit ) 430
6. Implant Denture & Overdenture ( per jaw denture ) (excluding cost of implant /implant components) 1,330
7. Implant Crown/Bridge (per unit)(excluding cost of implant /implant components) 890
Orthodontic Appliances
8. Removable orthodontic appliance 2,400
9. Functional appliance / Headgear activator*/ Herbst appliance(* Reverse headgear will be charged at cost separately)
5,200
10. Simple fixed orthodontic appliance 4,800
11. Comprehensive labial fixed orthodontic appliance (two-year treatment) 6,300
12. Comprehensive labial fixed orthodontic appliance (second-phase treatment) 3,200
13. Invisalign (Overseas laboratory expenses will be charged at cost separately) 6,300
14. Comprehensive lingual fixed orthodontic (two-year treatment) (Overseas laboratory expenses will be charged at cost separately) 6,300
15. Replacement of removable orthodontic appliance 600
16. Replacement of functional orthodontic appliance 1,500
17. Obstructive sleep apnoea appliance 1,700
Others
18. Other implants, implant prostheses, distractor, mini bone plates or mini screws, expensive drugs and other cost recoverable items (please refer to Accounts Office for enquiries)
(Actual material costs)
19. X-ray charge (per duplicated film) 290
N.B. : Demand Notes for dental appliances will be issued after impressions for the appliances have been taken. Payment must be made within the specified period, otherwise, no further treatment will be provided.