I had the same problem when I first hired my first helper. She had some 14 years experience in this field and I had none. She even asked me to pay her by the hour in the evenings when I go out to dinner with my husband and she has to stay keep an eye on the kids.
Regarding the octopus card, i once gave mine to my helper with an auto-load system in place. Well, after a few times used she told me she had lost it when i had some $500 dollars on it. I now give cash for and keep a record of all transactions of all things she purchases for me, she presents me with the receipts and we keep a tap on the expenses. This is a better way as it keeps things a lot more clear.
Boundaries must be set by you as employers clearly so that your helper knows what you expect and what you accept and what you won't. Otherwise, when disputes arise or when she does something you don't like, it is not easy to argue because you may have very different opinion to the same matter.
It is all a learning curve hiring and managing domestic help.
Good luck!!!!
Read all information on what employers have to pay so you are well informed. Of course if you think she is worth it then you can pay her more than the statutory minimum but it would be wise not to be guided solely by your helper.
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