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Getting health checkups once every now and then is a good idea. However, if you live in Hong Kong, where medical costs are expensive, you might not be too keen on getting one. For instance, did you know that Hong Kong has the world’s second most expensive health insurance premiums, followed by the US? Nevertheless, if you are planning a full body checkup and wondering if your insurance covers it or how much it costs, then continue reading. Pacific Prime Hong Kong friends will help you find everything you need to know about getting a health checkup in Hong Kong.
Why do you need a full body checkup?
Full body checkups help you identify any possible health issues before they show symptoms. Note that a few illnesses cannot be identified without proper screening. Hence, getting a quality body check is wise, even if you are in good health.
Hong Kong’s public healthcare system does not have a recommendation on how often people should get medical checkups. Most people in Hong Kong get a complete body checkup at significant stages of their lives, such as when they are getting married, trying to conceive, etc. However, most doctors worldwide recommend getting a health checkup once every year.
Does your health insurance plan cover health checkups in Hong Kong?
In Hong Kong, good health insurance covers health checkups under outpatient benefits. However, there might be limitations in terms of coverage, for example, an insurance plan may pay up to USD $1,000 for full body checkups once every three years. Note that the payout differs from one health insurance plan to another. So, check if your medical insurance covers body checks in Hong Kong before getting screened.
What tests are included in a complete body checkup in Hong Kong?
In Hong Kong, standard full-body checks include the following tests:
● Basic health assessment (medical history, blood pressure, weight, etc.)
● Physical checkup
● Liver cancer test
● Prostate examination
● Blood analysis
● Eye and hearing tests
● Kidney and renal examination
● Liver test
● Lipid and gout examination
● Hepatitis B screening
Where to get a quality body checkup in Hong Kong?
There are several clinics and private hospitals where you can get full-body checkups in Hong Kong. The cost of the tests depends on how many tests you get and where you get them. Some medical institutions offer flexible packages where you can top up an existing plan with an additional test of your choice. The range for health checks in Hong Kong is between HKD $900 – HKD $18,000.
If you are unsure about your current medical insurance and want to upgrade to a plan that includes regular body checks, get in touch with Pacific Prime Hong Kong. The insurance experts at Pacific Prime will help you find a plan that will meet both your requirement and budget.