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extra charges on top of the credit card payment

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ORIGINAL POST
Posted by axptguy38 18 yrs ago
Many places actually go the other way. They'll give you a discount if you use cash or EPS.


But yes I agree it is a bit annoying.

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COMMENTS
xox 18 yrs ago
That's funny.... my travel agent always charges us an extra 3% for using a credit card. I pay by cash as a result.

I'd love to hear how you get on with chasing that up.

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omaharrison 18 yrs ago
You sure it's illegal??? I think many places charge that so to transfer the commission to the customer. It's travel agencies, our dentist and many others excluding restaurants and shops.

"Many places actually go the other way. They'll give you a discount if you use cash or EPS." Really? which shops?

When we buy stuff most shops give the 10% off for using HSBC credit card.


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omaharrison 18 yrs ago
WOW. Thanks for the info but could you ask your friend to give you a link to the article? even if it's in chinese.

Thanks

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tsuiwah 18 yrs ago
omaharrison, how about translating the article for us non-Chinese readers?

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axptguy38 18 yrs ago
Google Translate isn't perfect but here you go: http://translate.google.com/translate?u=http%3A%2F%2Fappledaily.atnext.com%2Ftemplate%2Fapple%2Fart_main.cfm%3Fiss_id%3D20080524%26sec_id%3D4104%26subsec_id%3D11869%26art_id%3D11147916&hl=en&ie=UTF8&sl=zh-CN&tl=en


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omaharrison 18 yrs ago
"omaharrison, how about translating the article for us non-Chinese readers?"

OH! tsuiwah, I wish I knew how to read it. I will get some friends or relatives to translate it for me. I tried with babel but the translation is wierd. Will give axptguy's link and see first.

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omaharrison 18 yrs ago
OK. I asked and this is the translation I got in short:

It's not illegal to charge that extra because it's not in the regulated by law. It is however a breach of contract between the banks and the businesses.

If you wish to complain it has to be done to the bank and consumer council. The most that can happen is that the bank will not allow that business using/providing any service of EPS/credit card any more.

Basically they transfer the commission to you and that is a breach of the agreement between the bank and the business.

A good solution might be to print the article(in chinese) and show it to the saleperson when he/she informs you of the extra charge and ask him "what does it say?"

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