Posted by
Riceman
18 yrs ago
Has anyone ever been swindled in a deal by a buyer here in classified adverts? Last year I sold a folding gazebo to a heavily pregnant woman for about $700. She came to collect it in her car and doing the rightful thing I carried it for her (wouldn't anyone?). She had already asked if she could pay by cheque and I said yes but I would prefer cash. After loading the item into her car, the woman pulled out a completed cheque from her purse for payment. I checked everything and it all looked kosher. A week after the deal I banked the cheque and then about a week following that I got a letter from the bank with the same cheque enclosed saying they could not accept a post-dated cheque! I looked again at the thing and the date said 2008! LOL..WTF! Thinking it was just an honest mistake, I proceeded to call the woman on her mobile and left 2 polite messages for her to call me back. I also left numerous messages on here and guess what? No reply! Just now I tried to look for the rogue cheque (to see if it could be paid into my account) but don't know where I've put it!
I'm not concerned and I didn't think twice about this happening in Hong Kong but has anyone had the same stupid experience as me?
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No i haven't, and been using this site for a million trades, but never used cheques, always cash. I was never offered payment by cheque and would never have thought of offering it, either. The advantage of this site is the carefree manner in which trade can be conducted. Cheques do take that away.
Must be incredibly irritating as there's nothing you can do.
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sxc
18 yrs ago
"Just now I tried to look for the rogue cheque (to see if it could be paid into my account) but don't know where I've put it!"
For this part, you can hardly blame on the purchaser.
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sxc - I hardly think Riceman is implying that.
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I didn't think he was either.
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You didn't notice the cheque said 2008? Guess it wasn't so kosher. Lol.
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Thank you for reading my implications (Connee and Digital Blonde) as I'm definitely not blaming anyone for the misplaced cheque but myself. It's not important and I will continue to stay alive being $700 out of pocket. I think my house is the equivalent of the BermudaTriangle.
I'm not going to bother looking anymore since I thought it was somewhere but it wasn't so it'll be more bother than it's worth trying to search for it (add another zero and I'd prepared to turn the house upside down). It's a lesson learnt and I just wanted to see if others had been as thick as me (thanks Typhoon!).
dadda, not going down this route as the poor women must have been desperate!?
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"it is ilegal to post date a cheque"
What do you mean by that? If I am giving someone a cheque for let's say 01.11.08 I am commiting a criminal act?
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I don't think it is against the law as long as the person you are giving it knows the fact. I do not see how it could be. That is simply an agreement between two parties for payment on a certain date, why would that be illegal. Before ebanking, I used to give my landlord 12 post dated cheques for the rent, thats is the way he wanted it and I never had a problem with it. I'm not sure about whether someone fraudulently post dates a cheque. I think the onus would be on the person who accepts the cheque, rather than the person who is writing it, though I could be wrong.
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Thanks Digitalblonde, I thought I was either a wierdo with my common sense or a vicious criminal LOL. Though I still give my landlady 12 cheques, she feels safer with 12 pieces of paper in her hand.
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I thought you were a lawyer
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Not sure whether it is safer, there is obviously default risk, but assuming one is a good credit, it is a lot more convenient for everyone.
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DB Errrrr, how did you know???? (used to)
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You said you were an out of work lawyer in Hong Kong in another thread I think.
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SA
18 yrs ago
I know someone who was selling a car. Some lady came to see it and said she wants it if he gets a,b,c work done. He paid to get it done and after that she never picked up calls on her cell. So he was out of pocket what he paid for improvements she requested and had to start the process all over again. Seems enough scamsters around.
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Baru
18 yrs ago
SA, whilst I sympathize with your friend's good will/gesture in getting the work carried out before finalizing the deal. Personally for me, I would have asked for that buyer to go on my word that after she had purchased car I would get the work done or failing that, I would have asked for payment for the cost of work to be carried out and then deducted that from the total cost whenthe sale was complete. I know this will have made the buyer uncomfortable, but better be safe then your friend's wallet!
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DB, Hmmm so I'd better watch what info I give out there. ;)
Sa It's not neccesarily scamming, she just changed her mind or found a better deal. That's why you have written agreements, "the buyer requests to do so and so and the seller commits to pay so and so" then you are covered.
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