Posted by
2020
15 yrs ago
Do any banks in HK offer really useful benefits with their premier/elite/priority banking services? I'm not looking for things like $3 off your next order of 500 mooncakes, but for services or benefits of real value to the average expat professional. Thanks.
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HSBC Premier ostensibly gives you tools to easily move money around different HSBC banks in different countries. Haven't tried it.
The only advantage I have seen so far with having Advance (the middle level) is using the short Advance line the 1-2 times per year I am in the branch. Oh yeah, Premier gets to sit down in nice chairs.
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I use standard chartered Priority Banking. You get to sit in a chair while waiting for a teller, pay no (or very low) fees for bank services (as long as your balance > $1M), and have a banker to call on when you need something.
I find it makes a difference when things go wrong and you need help; e.g. waive late fees & interest when I forgot to pay by credit card one month.
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If you get off on swanning over to an 'exclusive' queue/room and need a coffee and chair while you're waiting, then HSBC Premier could be for you. However, if you require a personal banker who is proactive without being pushy, understands your requirements, and is available during normal office hours to carry out time-sensitive transactions then you may find it somewhat wanting.
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