Posted by
discover
13 yrs ago
Because of bad experiences with typical credit card(s), I am looking for the above!
Who issues them, are these user, location, bank, or service provider based, branded as master or visa?
Are pre-paid credit cards, rechargeable - if so how and until which value, is multi-currency possible?
How are their fees determined(annual/per usage)
Can they be used for both online / offline purchases, and internationally, is residency required to get such cards?
Any user experience towards value for money, and useful pre-paid credit cards!
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This thing is unheard of here in Hong Kong. This is catered for those who don't have a good credit record. If you do have a good credit record and good source of income, many card issuers would like you to use their cards and you don't have to get one of this.
A suggestion would be, to go to your depository bank and enquire if they can issue you one.
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BOC have one of sorts.
http://www.boci.com.hk/eng/prepaid/boci_prepaid.php
Wish banks did more things like this. You may not want people to know what you buy, keep your main cards secure at home when on holiday, or want to send a gift. Don't think you can use the BOC one online though, would be useful.
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Well, as I stated I had a few bad experiences using credit cards! And these days one needs a credit card(s) for good deals/tickets thats why I thought about that kind of card - my rating is very good!
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Ernie, thank you for the info - I will check and see if its useful - but having been a user of BOCHK services I dont expect much from their promises!
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P. Mason I am from Germany, the rules there are a bit different one needs to be resident to receive certain services! I do have also a Natwest account, but my debit card hasnt got that function that you were talking about, maybe I have the simplyfied version. Does your card have a certain name/class and is it able to handle payments in multi-currency? Thank you.
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p.mason, this is exactly what I was looking for! Thanks so much for the link!
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