Posted by
rianty
12 yrs ago
hi, im a helper here in hongkong.I just want to ask an advice regarding the loan company. Actually its not my loan it is my friend loan she just use my landline.After she terminate the contract,collector always call and they found out its not her landline so now they forcing me and threaten that they put me in jail if i not pay.Do they have the right to do that?
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Most probably, it's rianty's employer's landline that was used. And most probably too, she has co-signed the loan and didn't use any penny from it.
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punter: i didnt sign any documents containing my own identity...but the collector forcing me to pay and threaten me because he said it was my voice confirming that i am the person they looking....so that they can issue the money....
I already ask the philippine consulate regarding this matter they say...
I must report it in Hongkong police
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Thanks for the clarification! Yes, what the collector is doing is harrasment. You need to record their call and bring to the police as evidence. It is a police matter.
On the other hand, the collector is "betting/thinking" you're just pretending not to be be real borrower. If the police is involved then they will know you're serious. But the bad side about this is, most of the time, the police won't even bother to act on a case like this. (They have more pressing matters in their hands).
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Next time when the debt collector / loan company call you, tell them to phone back in five minutes so that you can have the telephone conversation recorded. This way they will always think twice of what to say, if they threaten you then you have evidence in your hands. You can always tell them you are going to the police for harassment. Good luck!
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