Would be nice if a lawyer could help her out pro-bono if indeed the law is in her favour regarding moneylenders fees being illegal... doesn't this amount to harassment? Can she contact the police to go after the debt collectors?
Was he a "Licenced" Money Lender? A quick google search gave this government website which has details on how to make a complaint:
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Complaints against money lenders -
Complaints may be made with:
Hong Kong Police Force, Licensing Office (Money Lenders Licensing Section)
Address:
12th floor, Arsenal House, Police Headquarters, 1 Arsenal Street, Wan Chai,
Hong Kong.
Telephone: (852) 2860 3574
Fax: (852) 2200 4514
Companies Registry (Money Lenders Unit)
Address: 13th floor, Queensway Government Offices, 66 Queensway, Hong Kong
Telephone: (852) 2867 2634
Fax: (852) 2530 9001
For complaints relating to improper debt collection practices, please report to the nearby police station.