News Hong Kong Property & Finance

Mortgage in HK

ORIGINAL POST
Posted by mbernede 19 yrs ago
Hi!


I'm thinking of buying a property in HK and was wondering what the criteriums were re mortgages. Can one apply for a 95% and use a personal loan for the 5% deposit?? I know it can be done where I come from but have no idea if this is as easy in HK.

ALso what are the best banks to apply to? I heard Standard Chartered was very strict..

Thanks for your tips..

MB

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COMMENTS
Burgundy 19 yrs ago
For 95% criteria, see:

http://www.mreferral.com/english/95pcmip.html#95



For all other questions about mortgages, these people are experts and will help you free of charge:

http://www.mreferral.com/english/appointment.html

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dimac4 19 yrs ago
Patrick - upon what infrormation are you making your statement about prices going down soon?


Also - doesn't it depend on the price that mbernade gets a property for - there are still some properties that are being sold under value due to vendors just wanting out of having to get out. AND - how long they are intending on staying in HK?


I will seconf burgundies referral to mreferral - excellent service!

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mbernede 19 yrs ago
Thank you all! That's really helpful! I've actually just contacted mreferral and they seem very professional indeed!

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silver_lining 19 yrs ago
a story in the newspapers about this today - either up, or level, but not many people are saying it will go down. Anway - knowbody really knows....


http://www.thestandard.com.hk/news_detail.asp?pp_cat=2&art_id=18581&sid=7921035&con_type=1

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