Living in a commercial space



ORIGINAL POST
Posted by phil hayes 16 yrs ago
hi i have been searching for a large open space apartment.

I finally found a perfect one, like a new york loft style apartement.

I was about to sign the contract when noticed it is zoned non-residential. This aparanetly mean if i live in the space and there is a flood or fire the insurance company will use this as a 'loophole' and i will be liable for any damage to not only mine but neighboring aparatments. Does anyone know about this ? Does anyone have an insuarance broker i could talk to ?

regards

phil

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COMMENTS
alcheng 16 yrs ago
From what I know, living in a commercial (non-residential) building is a no-no. It sure is tempting since they're big and open, and of course much cheaper! Like you already said, insurance companies among many others will definitely have a field day with you in case anything ever happens to your unit or maybe even others. If you get caught illegally living there you'll be forced to move out and maybe even be fined. Not worth it in my opinion.

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Ed 16 yrs ago
Moved to property forum

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