Did you speak to HSBC and Citi? It's difficult for us to know as we all have HK ID cards. I know Lloyds TSB in HK does mortgages in the UK, US, Canada and Australia. Perhaps if you contact a big bank in the US, they will have an overseas mortgage department. You could always try a Hong Kong bank in the US. I know The Bank of East Asia has a branch in the US and so does Bank of China. Go to the Bank of East Asia headquarters in Hong Kong (10 Desvoeux Road Central (near Landmark) and ask for the phone number of the US office. Explain your situation and they might be able to help. They speak good English.
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unless it's changed you should be able to do it.
yeah... try asking a bank? LOL.
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LOL... sorry mate i thought you meant permanent ID, but that was just me too early in the day i guess.
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Well, I suppose if you are permitted to stay more than 180 days and you rent a flat here, you can get a Hong Kong ID card (though it will not permit you to work). You could say you are looking into the possibility of starting a business. From the Immigration Department web-site:
Under the Registration of Persons Ordinance, all Hong Kong residents aged 11 or over (including those who have been permitted to stay in Hong Kong for more than 180 days) are required to register for an identity card, except those who are exempted or excluded. If you fall into one of the following categories, you DO NOT need to apply for an identity card.
•Genuine travellers in transit through Hong Kong who have been permitted to stay for not more than 180 days.
•The aged, the blind and the infirm who have been exempted from registering for an identity card by the Commissioner of Registration. Information on applying for exemption is available through the following link.
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Go to Immigration. Explain your situation and see if they will extend your visa.
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bing2
15 yrs ago
i was told by hsbc banker that they can offer 50% of the property value, not more than that for foreigners. you can double check but i am quite sure.
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What does it take to hold an HK id? Does this mean permanent resident or just on a working visa? Sorry only been here a few months and gong through the process.
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If your visa (any visa including tourist I think) is longer than 180 days and you are not just passing through, then you have to get an ID card. At least that's my understanding of the Immigration Department web-site. A HK ID card doesn't give you the right to work. I have a western friend who was with his long-term girtlfriend in HK. He had an ID card but he couldn't work. He ended up marrying her though and is now allowed to work. They now have 2 kids.
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