HK debt collection agency



ORIGINAL POST
Posted by sikhaz 7 yrs ago
Hello, I am having a big financial difficulties and have not been able to pay off my credit card and personal loan total being HKD100k.
It has been 3 months since I have not been able to repay and the bank has decided to reach out to agencies. I have received a call today and the agent told me that I have to pay extra 23% interest. Is this true? I am not really aware of the rules and so in Hong Kong but do I really have to bear that or is it just a threat and so to me?

I need an advice on this please. Thank you

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